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Surveys / Valuations


BUILDING SURVEYS

These are carried out on any residential or other property, in any condition.
It is a detailed report that is tailored to suit your needs.

To give you:

  • A detailed assessment of the condition and construction of the property
  • Technical advice on any problems and work needed to put them right
  • Provides full details of the property’s construction, materials, uses, defects, and need for future maintenance
  • May be provided as an agreed extra

In the surveyor’s own format and usually longer, more detailed and technical than the RICS HomeBuyer Report.

RICS HOMEBUYER REPORT

The aim is to give the client, considering the purchase of a residential property, professional advice:
It is an economical service. Because of the practical limits on the type of property and what the service covers, the RICS HomeBuyer Service is priced mid-range – more expensive than a mortgage valuation, but cheaper than a building survey.

  • to make a reasoned and informed decision on whether to go ahead in buying the property;
  • to take account of any repairs or replacements the property needs; 
  • to consider what further advice should be taken before a legal commitment to purchase.

The HomeBuyer Report (HBR) focuses on the matters that, in the surveyors' opinion, may affect the value of the property if they are not dealt with, and condition ratings (NEW REQUIREMENT) are given to the main elements of the building, the garage, and some of the external elements not necessarily attached to the building.

The surveyor is not to report on the cost of any work to put right defects, or make recommendations on how any repairs should be carried out. Property risks or hazards are reported (NEW SECTION), together with issues requiring investigation by a legal adviser.

INSURANCE/REBUILDING COST ASSESSMENT

It is vital that your home is adequately insured. If your house is under-insured and suffers damage, your insurers may refuse to settle your entire claim. If your house is over-insured, you will be paying unnecessarily high premiums. Using up-to-date rebuilding cost information, we can assess the costs of repair or demolition and rebuilding, so that you can have peace of mind. We recommend that the reinstatement cost is re-assessed every five years.
Remember the rebuilding cost can be higher or lower than the  market value of your home on account of site value, age and special features. All Reports are carried out by our Qualified
Chartered Surveyor John Brankin MRICS FIAVI
and our Qualified Valuation Surveyor Anselm Brankin BSc (Hons) MIAVI.

Instruct us because we are:

Reliable - what we say is what we do
Personal - one point of contact supporting you
Fair - no hidden surprises
Advanced - online instruction and reporting supported
Efficient - what you need to know, in plain English
Quick - from instruction to report with one phone call Experienced - property professionals with unrivalled expertise

Commissioning your own survey is a simple and economical way to avoid nasty surprises later on. In some cases a surveyor may be able to help you renegotiate the purchase price. Both the Consumer Association ‘Which’ and the Council of Mortgage Lenders advise you to make your own survey/valuation in addition to any mortgage valuation undertaken on behalf of your mortgage provider.


Remember at Brankins we act for a diverse group of individuals and organisations especially in Probate, Taxation, Compulsory Purchase Claims  (road widening etc). 

Please call us for further information. Thank You.


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