Mortgages...

As part of our services we are pleased to welcome to our team, Dawn McCartney Cert (pfs), Cemap as our Financial Advisor, Dawn will bring with her a wealth of knowledge and experience which she has gained through advising in the mortgage Market for the past 12 years. Independent advice is key in today’s market place and we are now pleased to offer mortgage Advice as part of our continuous development to provide clients with a professional and personal service. Whether you require advice on purchasing a new property, moving home, remortgaging or advice for Landlords purchasing an investment property Dawn is here to make the process simple and take away the hassle.

As well as offering Mortgage Advice we are able to provide advice and competitive quotes on other important issues such as

· Life assurance
· Critical illness
· Income protection
· Home insurance
· Landlords insurance
· Full financial review ie tax issues
· Co-ownership

Buying a property can be a stressful event, never mind finding the best mortgage deal to suit your needs.  With so many lenders offering numerous special deals its important to compare all factors and obtain Independent Advice from our Advisor

We aim to provide our clients with full advice on the house buying process and with advances in technology and online mortgage applications and decisions we aim to offer an approval in principle within minutes of an application being submitted.  With over 200 mortgage deals available we are sure to find the right lender and offer you the best deal.

Please contact the office to make an appointment or to discuss further.

Do we really need protection?

Protection might seem like just another unnecessary expense, especially when your finances are already stretched.  Life is complicated enough when you’re healthy and have a steady income coming in.  No one needs the added financial, practical and emotional problems that a death or illness can bring.  But sometimes without warning, these things happen.  As food, petrol and household bills continue to rise, having more a financial safety net in place makes more sense than ever.

Luckily there is an answer.  Protection insurance can provide you with a financial cushion to fall back on if the worst happens.  The good news is that prices have plummeted in recent years so it might not be as expensive as you think.  As little as £10pm could be enough to give you some protection from a serious illness such as cancer, heart attack or a stroke.   You might automatically think “no” you cant afford £10 pm but how often do you spend money without even thinking of it.  On things like magazines, takeaways and mobile phones for example

Its a small amount to pay for peace of mind.  Protection Insurance can really make a difference.  Even a small amount will go a long way when it really matters.

AVIVA Health Solutions

Health solutions is one of the most extensive and versatile healthcare products on the market, offering you and your family real choice.  What one person wants from their Private Health Insurance may be completely different to the requirements of another.  That’s why health solutions is the flexible Health Insurance that allows you to pick the cover that fits your needs.  You, your spouse and your children under 24 can all be covered by Health Solutions policy, provided you are all resident in the uk. 

Your home may be repossessed if you do not keep up repayments on your mortgage.